March 31, 2021
How Much Can I Borrow?
Mortgages Made Simple.
Google, how much can I borrow? Bam! An overload of information pops up. You use their borrowing calculator. It spits out a dollar figure.
What does it even mean? Does it have to be a 30 year mortgage? What are the repayments? Well I'm here to help you.
Book in a 10 minute call and within five minutes, you will know what your real borrowing capacity is.
Input your E-mail & Book a Time
Featured on
Your journey to buying your first home or investment property starts below.
- 1Book In A 10 Minute Call
Within 10 minutes, I'll let you know what your maximum borrowing capacity is with the banks. - 2Let's Meet! ZOOM Or Face To Face
This is where the fun begins. I'll simplify the bank talk and make it basic and understable. We will talk about mortgage repayments, what deposit you really need. - 3Application Process
Register your details through my customer portal and upload the required documents. I will begin the process of putting your application together. I will also update you throughout the process. - 4Pre-Approved
YES! You're now pre approved with the bank! - 5House Hunting And Final Bank Approval
Head to open homes - while we help with the paperwork. - 6Settlement Date! Style that new home
Congratulations! You can now move into your new home and renovate or decorate on your own free will. - 7BONUS - Engineer Wealth
Let's see if we can build wealth through investing in property.
What Is This Going To Cost?
First home, Refinance &
Investment Property
$
0.00*
*Free. The bank pays our commissions. In rare instances, if the main bank lender can't pay our fees or we require a non bank lender then we will agree a fee in advance.
Commercial & Construction
$
TBC*
/ COMMERCIAL & CONSTRUCTION
Depending on the nature of the loan, lenders may not pay our commission. So a fee may be agreed upon prior
Why Financial Engineer?
I was an engineer for 5 years. I was part of the core engineering design team for the pink cycleway bridge in Auckland! My other projects was building a big new watermain for Auckland. But my passion was and is property!
Having gone through the struggles of buying my first home and seeing the opportunities within the property industry. I know how important it is for you to have the trust and advice you recieve from people.
It became my mission to help clients become more informed, financially savvy and meet their financial goals.
Foundations
I like to bridge the gap with sharing my knowledge with my clients. After our intial meeting you will be more informed and confident in buying property.
Sustainable
I personally like to be sustainable as much and where I can. I avoid printing to reduce my carbon footprint. For every client I help, I will donate to https://www.treesthatcount.co.nz/
Personalised Service
I pride my self on giving the best customer expereince and service for each and every client. No client is ever the same, every home loan/mortgage I've helped has been different. No one has the same finances just as no one has the same needs and wants.
Real & Practical Advice
Having the best deal out there is only 20% of the solution. The other 80% will come from real professional advice. One example is on how to structure your loan. You can potentially save $1000+ each year and reduce your overall loan term!
Benefits
Experience
I work with a great bunch of people at Goldsmith Mortgages. We have an immense wealth of knowledge and over 65+ years of combined experience. We work as a team!
Professional Team
Experience network of trusted Solicitors and Accountants that we can refer to you for expert advice!
Interest Rates
We will always negotiate the lowest interest rates for you.
Best Deals
We will always find the best deals suited for your financial situation. Each bank or lender is different, so we will customise and identify which one will best save you time & money. We will always have your best interest at heart!
Time
The one thing that no one can negotiate is more time. But what we can do is save you time so you can spend it elsewhere. We will help you manage your finance deadlines. This means less stress for you!
Step by Step
We will be right next to throughout the process, whether you are buying your first home or your third investment property.
schedule in a call with me now
”
What Some Clients Have Said
D. Yang
Second Home
"Thanks Will for all your help! You've been great!"
J. Luo
Investment Property Owner
"I am super grateful for helping me out buying my first investment property! I know it was hard as I am working from overseas"
L & L. Chan
Investment Property Owner
"Yay! Thanks for everything you've done and for guiding us through the whole process!"
K. Kong
First Home Buyer
"Business savvy and knowledgeable. Being a first home buyer is already stressful enough, having William provide guidance and sound advice has lead us to wiser decision making. Definitely worth the time. "
About Me.
Hi! My name is Will Tieu. I am a Financial Adviser, specialising in mortgages. I am here to help you achieve buying your dream home or building up your monopoly empire.
I work alongside a very talented and knowledgeable team at Goldsmith Mortgages where we will always find solutions for you. There is a whole team behind you assisting your journey ahead.
I love property and helping people. Owning property has allowed my wife and I to travel the world. Property is one way to create financial freedom.
Qualifications/Awards
NZ Certificate in Financial Services (Level 5)
Bachelor of Engineering (hons) - Civil
NZ Adviser Young Guns 2021 Award
NZ Adviser Rising Star 2022 Award
Financial Advice New Zealand 2022 Rising Star Lending Award